Driving in Texas comes with unique challenges—unpredictable weather, heavy traffic, and varying road conditions. You need an auto insurance policy that keeps you protected while making the process seamless and stress-free. Whether you're looking for better rates, adding a new vehicle, or upgrading coverage, we make comparing competitively priced auto insurance with top carriers easy.
The Coverage You Need
- Liability Protection – Covers damages and injuries you cause to others in an accident.
- Comprehensive & Collision – Protects your vehicle from accidents, theft, hail, and other unexpected events.
- Uninsured/Underinsured Motorist – Ensures you're covered if you're hit by a driver with little or no insurance.
- Roadside Assistance & Rental Reimbursement – Keeps you moving even when the unexpected happens.
Ways to Save on Auto Insurance
- Bundle with Home Insurance – Look to save by combining policies. May or may not make sense.
- Safe Driver Discounts – Get rewarded for good driving habits.
- Multi-Vehicle Discounts – Reduce costs when insuring multiple cars.
- Usage-Based & Low Mileage Discounts – Pay based on how and how much you drive.
Auto Insurance FAQs
What is the minimum auto insurance required in Texas?
Texas requires liability coverage of at least 30/60/25, meaning $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. This is not our recommendation as this leaves great exposure in the event of larger claims.
Does auto insurance cover hail damage?
Yes, but only if you have comprehensive coverage. Liability-only policies do not cover weather-related damage.
How can I lower my auto insurance premium?
Bundling policies, maintaining a clean driving record, increasing deductibles, and opting for usage-based insurance can help reduce costs.
What happens if I’m hit by an uninsured driver?
If you have uninsured motorist coverage, your policy will cover damages and medical expenses caused by an uninsured or underinsured driver.
