Umbrella Insurance: Extra Protection for Life’s Uncertainties
Sometimes, standard policies aren’t enough. Umbrella insurance provides additional liability coverage beyond your standard policies, ensuring you're protected from major financial losses.
Why You Need Umbrella Insurance
- Covers High-Cost Liability Claims – Protects against lawsuits, injuries, and property damage claims that exceed standard policy limits.
- Protects Your Assets – Safeguards savings, investments, and future income.
- Affordable Peace of Mind – Extra protection at a reasonable cost.
Umbrella Insurance FAQs
Who needs umbrella insurance?
Anyone with significant assets, rental properties, or higher liability risks can benefit from umbrella coverage.
How much umbrella insurance do I need?
It depends on your assets and potential liability exposure, but $1–$5 million is common.
Does umbrella insurance cover business liability?
No, personal umbrella policies do not cover business-related liability.
Is umbrella insurance expensive?
It’s relatively affordable, typically costing a few hundred dollars per year for $1 million in coverage.
Get Extra Protection Today
Don’t let unexpected liability put your finances at risk. Contact us for a customized umbrella insurance policy today.
